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CMR Consulting Blog
![The Alarming Future for Federal Employees Under a Trump Administration](https://images.squarespace-cdn.com/content/v1/66bd114526531f2ca6269e89/1733492179614-B5UO0ROT4JB8R8KQ7S9Z/clinton_building_large.jpg)
The Alarming Future for Federal Employees Under a Trump Administration
The federal workforce faces a storm of radical reforms under a Trump Administration. "Project 2025: Mandate for Leadership" and Agenda 47, two policy platforms that provide directional indications for Trump’s approach to workforce management, threaten to dismantle long-standing protections, reduce benefits, and politicize the federal government’s operational backbone. At the center of these changes lies the Office of Personnel Management (OPM), an agency under siege by ideas that could destabilize the very structure of federal employment. As Project 2025 emphasizes, 'nothing is more important than deconstructing the centralized administrative state,' a sentiment that underscores how deeply these reforms will resonate with Trump and his advisors, in his return to office.
![Plan Year 2025 Federal Health Shake-Up: Rising Premiums, Shifting Markets, and New Opportunities for Carriers](https://images.squarespace-cdn.com/content/v1/66bd114526531f2ca6269e89/1731869783491-GI6N17XDVRNB690V7NXP/calendar.jpg)
Plan Year 2025 Federal Health Shake-Up: Rising Premiums, Shifting Markets, and New Opportunities for Carriers
The landscape of federal health benefits is undergoing serious restructuring for Plan Year 2025 (PY25), and it's time for insurance carriers to pay close attention. The Federal Employee Health Benefits (FEHB) and Postal Employee Health Benefits (PSHB) programs are not only shifting in terms of rates but also in the very structure of their offerings, which could significantly impact carriers’ market strategies, competition, and bottom line.